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The interest rate used by the federally regulated banks in mortgage stress tests has declined for the first time since 2016, making it a bit easier […]

Refinancing a Home is one of those things where people understand what it is but have trouble explaining how it works. To put it simply, refinancing […]

A number of times I have had people who wonder why they need to provide so much documentation when it comes to arranging a mortgage. Besides […]

A few years ago, I remember seeing a statistic that said that if you took out a variable rate mortgage instead of a fixed rate, you […]

The most common question we get for mortgages is “what is your best rate?” Now imagine we walked into our local coffee shop and asked “what […]

Often times even the most organized and detail oriented first-time home buyer can overlook some unexpected costs that come with the purchase of their new home. […]

About twice a year, one of the big Canadian banks likes to run an advertising campaign for their cash back mortgages. These are mortgages usually with […]