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September 16, 2021

QUALIFYING MORTGAGE RATE FALLS FOR FIRST TIME SINCE B-20 INTRO

The interest rate used by the federally regulated banks in mortgage stress tests has declined for the first time since 2016, making it a bit easier […]
September 16, 2021

WHAT IS A MORTGAGE “REFINANCE” AND HOW DOES IT AFFECT ME?

Refinancing a Home is one of those things where people understand what it is but have trouble explaining how it works. To put it simply, refinancing […]
September 16, 2021

4 WEIRD THINGS LENDERS ASK FOR

A number of times I have had people who wonder why they need to provide so much documentation when it comes to arranging a mortgage. Besides […]
September 16, 2021

HOW TO SAVE MONEY ON A VARIABLE RATE MORTGAGE

A few years ago, I remember seeing a statistic that said that if you took out a variable rate mortgage instead of a fixed rate, you […]
September 16, 2021

MORTGAGES ARE LIKE COFFEE

The most common question we get for mortgages is “what is your best rate?” Now imagine we walked into our local coffee shop and asked “what […]
September 16, 2021

4 COSTS TO CONSIDER AS A FIRST-TIME HOME BUYER

Often times even the most organized and detail oriented first-time home buyer can overlook some unexpected costs that come with the purchase of their new home. […]
September 16, 2021

3 THINGS YOU MAY NOT KNOW ABOUT CASH-BACK MORTGAGES

About twice a year, one of the big Canadian banks likes to run an advertising campaign for their cash back mortgages. These are mortgages usually with […]
September 16, 2021

RAISE YOUR CREDIT SCORE IN 3 MONTHS

While people often think of mortgage brokers when they are first time home buyers, we can help people in a variety of different ways. Recently Garrett […]
September 16, 2021

STRESS TEST RATE & RECENT DECREASE

Currently, all borrowers in Canada need to qualify for a new mortgage at the current Bank of Canada Benchmark Qualifying Rate or at their approved mortgage […]
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