Blogs

The interest rate used by the federally regulated banks in mortgage stress tests has declined for the first time since 2016, making it a bit easier […]

Refinancing a Home is one of those things where people understand what it is but have trouble explaining how it works. To put it simply, refinancing […]

A number of times I have had people who wonder why they need to provide so much documentation when it comes to arranging a mortgage. Besides […]

A few years ago, I remember seeing a statistic that said that if you took out a variable rate mortgage instead of a fixed rate, you […]

The most common question we get for mortgages is “what is your best rate?” Now imagine we walked into our local coffee shop and asked “what […]

Often times even the most organized and detail oriented first-time home buyer can overlook some unexpected costs that come with the purchase of their new home. […]

About twice a year, one of the big Canadian banks likes to run an advertising campaign for their cash back mortgages. These are mortgages usually with […]

While people often think of mortgage brokers when they are first time home buyers, we can help people in a variety of different ways. Recently Garrett […]

Currently, all borrowers in Canada need to qualify for a new mortgage at the current Bank of Canada Benchmark Qualifying Rate or at their approved mortgage […]

May 20, 2021 – Ottawa, Ontario – Department of Finance Canada Earlier today, the Office of the Superintendent of Financial Institutions (OSFI) announced that, effective June […]

Do you need to get a current value of your property? Then you are going to need an appraisal. Banks and other lending institutions want to […]